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Real Madrid - Monaco
Champions League
Tue, 20.01.2026 – 11:00 PM GMT+3
our main tip:
HC -1 Real Madrid

Real Madrid vs Monaco Prediction

The Champions League returns to the Santiago Bernabéu on Tuesday, 20 January 2026 (11:00 PM GMT+3) when Real Madrid host AS Monaco in the seventh league phase fixture of the group. The fixture will be staged at the Bernabéu, with Real Madrid seeking to strengthen their standing in the group competition at home. Real Madrid arrive with 12 points and occupy seventh place in the group standings, having recorded four wins and two defeats across six matches, with a goal difference of 13:7. AS Monaco come to Madrid with 9 points and a slightly less favourable goal return of 7:8, holding nineteenth position on the group table after two wins, three draws and one defeat. There is no recent head-to-head history between these sides at the continental level; this will be the first competitive meeting recorded between the clubs.

This match brings contrasting recent domestic form: Real Madrid have won their most recent domestic fixture 2:0 against Levante UD, while AS Monaco were beaten 1:3 at home by FC Lorient. Real Madrid’s home record in the competition reads two wins, no draws and one defeat, while Monaco’s away record stands at one win, one draw and one defeat. Coaches Arbeloa (Real Madrid) and Sébastien Pocognoli (AS Monaco) will be tasked with preparing their sides for a fixture that will likely determine momentum as the group approaches its decisive stages.

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Main betting Tip: HC -1 Real Madrid

Real Madrid are the favourites to win this match. They have accumulated 12 points in the group, possess a superior goals-for tally, and will enjoy the advantages of home support and familiarity with the Bernabéu pitch. Coach Arbeloa’s side has shown greater consistency across domestic and continental fixtures than their visitors, and Real have rebounded well following intermittent setbacks. AS Monaco, managed by Sébastien Pocognoli, arrives with fewer points and a negative goal difference, and their recent loss to Lorient highlights vulnerabilities that can be exploited by a confident home team. Given Real Madrid’s form, home advantage and the larger margin of squad depth and experience, the Handicap -1 home win represents the primary recommended betting prediction.

Betting Tip 2: Under 3.5 goals

The projected pattern of the match suggests that while both teams may score, the overall goal tally is likely to remain modest. Real Madrid have a measured scoring rate in the group, and their home approach in European fixtures often balances attack with defensive organisation. Monaco, although capable in transition, has not demonstrated consistent high-volume scoring away from home in continental play. A prediction of under 3.5 goals aims to capture a contest in which Real Madrid takes control without the match devolving into a high-scoring open thriller. This selection is cautious but realistic, given the defensive discipline typically displayed in knockout-style group matches where a win is prioritised over goal accumulation.

Betting Tip 3: Correct score 2-0

If one must forecast a precise scoreline, a 2:0 victory for Real Madrid combines the expectation of a home win with the projection that Monaco will manage to score. This correct-score prediction aligns with the previous selections: Real Madrid secure the three points, both teams find the net, and total goals remain under the 3.5 threshold. The 2:0 result is a conservative estimate that reflects Real Madrid’s attacking capability and Monaco’s occasional incisiveness.

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Betting Predictions from betting-tips.africa

Statistics for Real Madrid vs AS Monaco

Real Madrid team news!

Coach: Arbeloa. Real Madrid have accumulated 12 points in the group, currently occupying seventh position with a record of four wins and two defeats from six matches, and a goals-for/goals-against record of 13:7. Their Champions League home form is recorded as two wins and one defeat. In the last five matches across all competitions, Real Madrid have registered three wins and two defeats, demonstrating a formline that is positive but not without blemishes. The team’s attacking output has been reliable, yet defensive lapses in isolated fixtures underline the need for concentration, especially against swift, counter-attacking opponents.

AS Monaco team news!

Coach: Sébastien Pocognoli. AS Monaco sit on nine points in the group standings, placed nineteenth with two wins, three draws, and one defeat and a goals tally of 7:8. Monaco’s away record in the competition reads one win, one draw and one defeat. Across the last five matches in all competitions, Monaco have recorded two wins and three defeats, indicating inconsistency that could be costly on the road. Their recent 1:3 home defeat to Lorient raises questions about defensive stability and squad rotation, both of which may influence their approach in Madrid.

H2H statistics

There are no recorded head-to-head meetings between Real Madrid and AS Monaco in competitive fixtures. This will be the first documented encounter at senior competitive level between the two clubs, making historical specimen-based predictions impossible and placing greater emphasis on current form and situational analysis.

Last results Real Madrid

In their last five matches across all competitions, Real Madrid have achieved three wins and suffered two defeats. This current form suggests a side that is capable of strong performances but has shown vulnerability on occasion. The recent 2:0 home victory over Levante UD offers positive momentum heading into the Champions League fixture.

Last results AS Monaco

AS Monaco’s recent sequence across their last five matches comprises two wins and three defeats. This formline denotes inconsistency and a propensity for fluctuating performances. The most recent domestic result, a 1:3 home loss to FC Lorient, highlights potential defensive frailties that may be exploited by higher-calibre European opposition.

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Conclusion

On balance, Real Madrid are clear favourites for this encounter. They possess the home advantage, superior group point tally, and a more consistent attacking record. AS Monaco is a competent side capable of scoring, but their away record and recent defensive lapses make them less likely to leave the Bernabéu with a favourable result. The primary prediction remains an HC-1 Real Madrid victory, with an alternate pick of the Under 3.5 goals, and a projected correct score of 2-0 in favour of Real Madrid. Bettors should consider the provided odds for value and consult live markets shortly before kickoff to account for team news and last-minute changes.

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